II. INFORMATION COLLECTION MerchantSystems.com is the sole owner of the Website, including Replicated Websites. We collect information from Independent Member Advisors (“Member Advisors”), customers and visitors to the websites at different points on the websites.
A. Traffic Data. Like most website operators, MerchantSystems.com automatically gathers information of the sort that browsers automatically make available, including: (i) IP addresses; (ii) domain servers; (iii) types of devices accessing the Website; and (iv) types of Web browsers accessing the Website (collectively “Traffic Data”). Traffic Data is anonymous information that does not personally identify you.
C. Personal Information. Through your use of or visits to our websites, you may be required or requested to provide personally identifiable information (hereafter “Personal Information”) to us. Personal Information is any piece of information which can potentially be used to uniquely identify, contact, or locate a single person. Such information includes, without limitation: (1) “Contact Data” (such as your name, mailing address and e-mail address); (2) “Demographic Data” (such as your age, gender, profession, education level, relationship status, religious affiliation, country, state, city and likes and dislikes,); and (3) “Financial Data” (such as your credit/debit card number and expiration date). In each case, you will be asked to provide Personal Information; the Website will not gather it surreptitiously. MerchantSystems.com may supplement the Personal Information you provide with additional personal information gathered from public sources or from third-parties (e.g., consumer reporting agencies) who may lawfully provide such information to MerchantSystems.com. You are under no obligation to provide Personal Information, with the caveat that your refusal to do so may prevent you from using certain of the features and services available on the Website or from purchasing any of our products.
D. Member Advisor and Member Registration. In order to become an Member Advisor, an applicant must provide Personal Information to us. We also may require an applicant’s Social Security Number or Federal Tax ID Number so that we may prepare and file necessary non-employee compensation forms for the IRS. Certain customers may be required to register in order to purchase products directly from us (“Registered Members”). Registered Members will be required to provide Personal Information. We use this information to maintain contact with Member Advisors and Registered Members, and to process Member Advisor and Registered Member orders.
E. Product or Service Purchases. When a customer, Registered Member, or Member Advisor purchases products or services from us through any of our websites, the purchaser must provide us with Personal Information. This information is used for billing and payment purposes and to fill orders.
F. Information that you make Public. The Website may contains features (e.g. public profiles, forums, and message boards) that permit you to upload, post, transmit, display, perform or distribute content, information or other material, including some of your Personal Information. Any information that you choose to disclose by means of such features becomes public information over which MerchantSystems.com is unable to exercise control. You should exercise caution when deciding to disclose your Personal Information by means of such features, and you agree to assume all responsibility for doing so.
III. INFORMATION USE AND DISCLOSURE PRACTICES
A. Traffic Data and Information Gathered Using Cookies. MerchantSystems.com analyzes Traffic Data and information gathered using Cookies to help MerchantSystems.com better understand who is using the Website and how they are using it. By identifying patterns and trends in usage, MerchantSystems.com is able to better design the Website to improve your experience, and to serve you more relevant and interesting content. From time to time, MerchantSystems.com may release Traffic Data and information gathered using Cookies in the aggregate, such as by publishing a report on trends in the usage of the Website. MerchantSystems.com does not attempt to link information gathered using Cookies to Personal Information.
IV. COMMUNICATIONS FROM US
A. Special Offers and Updates. By enrolling as an Member Advisor, registering as Registered Member, or making a purchase or other inquiry through the Website, you consent to receive periodic email and other communications from us and from MerchantSystems.com Member Advisors. For example, MerchantSystems.com sends all new Member Advisors and Members a welcoming email to verify enrollment, username, and acceptance of the Member Advisor Agreement or Member Agreement. All Member Advisors and Registered Members will occasionally receive information on products, services, special deals, and a newsletter. Members who have not registered with MerchantSystems.com and who grant permission will also receive occasional information on products, services, special deals, and the like.
B. Service Announcements. On rare occasions it is necessary to send out a strictly service related announcement. For instance, if our service is temporarily suspended for maintenance we might send Member Advisors and/or customers an email. Generally, Member Advisors may not opt-out of these communications, though they can deactivate their account. However, these communications are not promotional in nature.
C. Member Advisor and Member Service. MerchantSystems.com communicates with Member Advisors and Registered Members via email, regular mail and telephone on a regular basis to provide requested services and in regards to issues relating to their MerchantSystems.com business. MerchantSystems.com communicates with other customers with respect to products or services purchased by such customers from MerchantSystems.com. Such communications may be by email, regular mail or telephone.
A. Links. MerchantSystems.com’s websites may contain links to other sites. Please be aware that MerchantSystems.com is not responsible for the privacy practices of such other sites. We encourage users to be aware when they leave our site and to read the privacy statements of each and every website that collects Personal Information. This privacy statement applies solely to information collected by MerchantSystems.com websites.
B. Security. MerchantSystems.com has implemented and maintains reasonable security procedures and practices to protect against the unauthorized access, use, modification, destruction or disclosure of your Personal Information.
C. Lost or Stolen Information. You must promptly notify us if your credit, banking, other financial information, user name or password is lost, stolen or used without permission. In such an event, we will remove that credit card number, bank account information, other financial institution information, user name or password from your account.
F. Making Changes to Your Personal Information. Member Advisors and Registered Members may update their personal information as necessary by logging into their MerchantSystems.com online Back Offices, which allows them to access and edit their registration account information. In addition, Member Advisors and Registered Members may contact us at Support@MerchantSystems.com to update their profiles.